{"id":8,"date":"2020-02-14T04:00:00","date_gmt":"2020-02-14T10:00:00","guid":{"rendered":"https:\/\/www.daimichigan.com\/blog\/?p=8"},"modified":"2020-02-14T14:26:37","modified_gmt":"2020-02-14T20:26:37","slug":"do-i-have-enough-home-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.daimichigan.com\/blog\/do-i-have-enough-home-insurance-coverage\/","title":{"rendered":"Do I have enough home insurance coverage"},"content":{"rendered":"<p>Buying a home is the most significant investment most people&nbsp;will ever make. Protecting that investment is essential, and home insurance is how you do that. If you have a mortgage, the lender will require that you keep enough coverage to protect their investment, but the amount of your mortgage is likely a lot less than the actual value of your home. When was the last time you took a good look at your home insurance policy to see the amount of coverage that you&nbsp;have? If you are like many people, it has been a while. If you live in the Grand Rapids, MI area, Dalessandro Agency Inc. has the knowledgeable staff to help you evaluate your policy and determine if you have enough home insurance coverage.&nbsp;<\/p>\n<p>Home insurance has several different coverages. It offers a dollar value for the replacement of the actual structure of your home. It has a sperate amount for other structures on your property, such as a detached garage, casita, or shed. Your personal possessions have another value, and then there is important&nbsp;liability coverage. How do you know if the coverage you have is enough?&nbsp;<\/p>\n<h3><strong>You need to ask yourself some questions<\/strong><\/h3>\n<ul>\n<li>What is the actual value of my home?&nbsp;Keep in mind that if you check the value online, it includes your lot as well as your home.<\/li>\n<li>Have you made any significant upgrades that your insurance agent isn&#8217;t aware of that would increase the value of your home?<\/li>\n<li>Do you own&nbsp;expensive items that may need additional coverage?&nbsp;<\/li>\n<li>Is your liability coverage adequate to protect the assets that you have?&nbsp;<\/li>\n<\/ul>\n<p>After you have answered these questions, why not call the office of Dalessandro Agency Inc. and set up&nbsp;an appointment to discuss your home policy.&nbsp;The team knows about values in Grand Rapids, MI,&nbsp;and can help make sure you have enough home insurance.&nbsp;<\/p>\n<p>&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a home is the most significant investment most people&nbsp;will ever make. Protecting that investment is essential, and home insurance is how you do that. If you have a mortgage, the lender will require that you keep enough coverage to protect their investment, but the amount of your mortgage is likely a lot less than [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[11,10],"class_list":["post-8","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-dalessandro-agency-inc","tag-grand-rapids-mi"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/posts\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":1,"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions"}],"predecessor-version":[{"id":9,"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions\/9"}],"wp:attachment":[{"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/media?parent=8"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/categories?post=8"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.daimichigan.com\/blog\/wp-json\/wp\/v2\/tags?post=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}