Is your boat equipped with an inboard or outboard motor? If so, consider the possibility of a mechanical failure while your boat is being operated or towed. Some situations may be covered by your boat insurance policy.
Boating Accidents
A boating accident could affect the manner in which your boat operates. Mechanical parts are subjected to damage from another water vessel coming into contact with your boat. Having boat insurance with coverage for mechanical parts will help you get your parts restored.
Boat coverage may handle the cost of inspecting your boat and having a mechanic repair or replace materials that were damaged during an accident. A boat insurance policy may also cover cosmetic repairs necessary to restore the appearance of yourr boat. Having these repairs made will help maintain the market value of your watercraft.
Natural Disasters
You may encounter a natural disaster while your watercraft is being towed or operated. High winds or heavy rains could cause damage to your boat’s motor. A boat insurance policy that covers natural disasters will reimburse you for out-of-pocket costs that you are responsible for.
The region you reside in could affect the type of coverage needed to protect against specific types of natural disasters. The manner in which you operate your boat could also influence how much insurance coverage you should carry.
Consultation About Your Boating Needs
If you would like to increase the amount of coverage on your boat insurance policy, contact one of our agents at Dalessandro Agency Inc, serving Grand Rapids, MI. They’ll gather information about your boat and recommend the right coverage options for you.